Insurance for Plastic Surgery

Sugerywatch Staff - 8 Oct 2007

How affordable is plastic surgery for an average person? Before you think of an answer, here are the average prices of surgery from the American Society of Plastic Surgeons in 2005 and 2006:

  • Botox: 2005 Plastic Surgery Costs $363 / 2006 Costs $492
  • Breast Lift: 2005 Cosmetic Surgery Prices $3573 / 2006 Costs $4220
  • Butt Lift: 2005 Cosmetic Surgery Prices $3790 / 2006 Costs $4527
  • Calf Augmentation: 2005 Plastic Surgery Costs $2221 / 2006 Costs $2982
  • Facelift: 2005 Cosmetic Surgery Prices $4484 / 2006 Costs $4856
  • Lip Augmentation: 2005 Plastic Surgery Costs $1182 / 2006 Costs $1603
  • Liposuction: 2005 Plastic Surgery Costs $2323 / 2006 Costs $2750
  • Microdermabrasion: 2005 Cosmetic Surgery Prices $177 / 2006 Costs $264
  • Tummy Tuck: 2005 Plastic Surgery Costs $4402 / 2006 Costs $5063

*Prices do not include fees for anesthesia, operating room facilities or other surgery-related expenses. Your actual cost for plastic surgery may be much higher.

How do you plan to pay for your cosmetic surgery? Will you dip into your savings, approach a bank for a loan or will you ask for insurance?

Procedures that get covered by insurance:
You can get some coverage for plastic surgery through your health insurance, but only in specific situations. Women with back problems often find that breast reduction surgery is covered by their health insurance. Facial surgeries to correct paralysis or conditions affecting the facial muscles are often covered by insurance. Nasal deformities that affect breathing might result in a free nose job. In other words, insurance coverage for plastic surgery is typically only available for people who need it for health reasons.

If your cosmetic procedure is not covered by health insurance, then you can try one of the following options:

Affordable plastic surgery with medical tourism. Many people have turned to medical tourism to find affordable plastic surgery. 

Discount packages can make plastic surgery affordable. If you plan to have a series of Botox injections or multiple procedures, your doctor′s office may be able to give you a better rate.

Find out if your physician will let you finance the cost of plastic surgery. Many reputable cosmetic surgeons will allow you to finance procedures to help allay the costs. In addition, some banks and lending institutions specialize in financing plastic surgery.




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